Want to avoid an unpleasant home insurance surprise with your next house? Get a CLUE report..
86% of Americans are unaware that insurers use the claim history of the PREVIOUS owner of their home to factor into the premium for a new homeowner's insurance policy.
12% of buyers who say they ask for CLUE report BEFORE buying their home.
What is a CLUE report? Its like a credit report on a home . A home's CLUE loss history report provides insurance company names and policy numbers and any claim numbers. The report lists dates of any claim, the loss types and amounts paid for losses, and it will tell if a claim was denied. This report will go back for 7 years. C.L.U.E. is the Comprehensive Loss Underwriter Exchange used by most insurers'…